Legal Notices and Disclaimers -

Legal Notices and Disclaimers - Terms of Use

Terms and Conditions
By using this website you agree to certain Terms and Conditions which Ohanesian / Lecours, Inc. may modify. This website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security which may be referenced herein, except where an offer is explicitly made through the availability of a prospectus on the site. Offerings are not being presented on this website. Offerings can be made by prospectus only. Please send for and read all prospectus carefully before investing. These services are not available in all states. We may only transact business in your state if first registered, excluded or exempted from state broker dealer, investment adviser, broker/dealer agent or IA representative registration requirements. Please contact us for approval in your state. No follow up or individualized responses will be made by the firm, or its representative, in the state unless all registration requirements have been complied with by the firm and its representatives.

Ohanesian / Lecours, Inc. its affiliates and subsidiaries and/or their officers and employees or their families may from time to time acquire, hold or sell a position in the securities mentioned herein. Moreover, the opinions may differ from one entity to the next. If Ohanesian / Lecours, Inc. is used in connection with the purchase or sale of any security discussed in this report, we may act as principal for our own account or as agent for both the buyer and the seller.

Ohanesian / Lecours, Inc., intends for the information contained in this website to be accurate and reliable. However, errors sometimes occur. The reports contained on this website have been prepared from original sources and data we believe reliable but we make no representations as to its accuracy or completeness. Therefore Ohanesian / Lecours, Inc., disclaims any warranty of any kind, whether expressed or implied, as to any matter whatsoever relating to this website. In no event shall Ohanesian / Lecours, Inc., be liable for any direct/indirect, special, incidental or consequential damages arising out of the use or inability to use materials on this website. Ohanesian / Lecours, Inc. will from time to time revise the products and services described in this Website, and reserves the right to make such changes without the obligation to notify current or prospective customers.

Business Continuity
Ohanesian / Lecours, Inc. has in place procedures outlining the steps to be taken in the event of a disruption or our normal business services, space and/or technology. The plan includes backup of our mission critical systems and communications. Should we experience this type of event, we will be to, with minimal disruption, continue to have access to our client information and accounts, and anticipate the ability to communicate and effect trades as needed.

Client Identification Verification
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information which will allow us to identify you. We may also ask you to provide a copy of your driver’s license or other identifying documents. The information you provide in this form may be used to perform a credit check and verify your identity by using internal sources and third party vendors.

Privacy Notice
Ohanesian / Lecours, Inc.’s primary client goal is to protect your privacy. To conduct regular business, we may collect nonpublic personal information from you on applications or other forms you provide to us and/or information about your transactions with us, our affiliates or others.

As Ohanesian / Lecours, Inc. share nonpublic information solely to service our client accounts, we do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We will internally safeguard your nonpublic personal information by restricting access to only those employees who provide products or services to you or those who need access to your information to service your account. In addition, we will maintain physical, electronic and procedural safeguards that meet federal and/or state standards to guard your nonpublic information.

Information for Foreign Investors
The services and products described on this web site are intended to be made available only to persons in the United States, and the information on this web site is only for such persons. Nothing on this web site shall be considered a solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.

Information Safeguarding
Ohanesian / Lecours, Inc. will internally safeguard your nonpublic personal information by restricting access to only those employees who provide products or services to you or those who need access to your information to service your account. In addition, we will maintain physical, electronic and procedural safeguards that meet federal and/or state standards to guard your nonpublic personal information.

Business Relationships
Ohanesian / Lecours, Inc. makes no representations whatsoever about any other website which you may access through this one. When you access a non- Ohanesian / Lecours, Inc. Website, please understand that it is independent and we have no control over the content on that Website. In addition, a link to a non- Ohanesian / Lecours Website does not mean that we endorse or accept any responsibility for the content, or the use, of such Website. It is up to you to take precautions to ensure that whatever you select for your use are free of such items as viruses, worms and other items of a destructive nature.

Ohanesian / Lecours, Inc. does not want to receive confidential or proprietary information from you through our Website. Please note that any information or material sent us would be deemed confidential. By sending us any information or material, you grant Ohanesian / Lecours, Inc. an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that Ohanesian / Lecours, Inc. is free to use any ideas, concepts, know-how or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it.

Personal Information
At Ohanesian / Lecours, Inc. we intend to give you as much control as possible over your personal information. In general, you can visit us on the Web without telling us who you are or revealing any information about yourself. There are times, however, when we may need information from you, such as your name and address. It is our intent to let you know before we collect personal information from you on the Internet. If you choose to give us personal information via the Internet that we or our business partners may need -- to correspond with you, process an order or provide you with a subscription, for example -- it is our intent to let you know how we will use such information. If you tell us that you do not wish to have this information used as a basis for further contact with you, we will respect your wishes. If you have any questions or comments about our privacy practices, you can contact us at webmaster@Ohanesian / Lecours-investments.com. In no event will Ohanesian / Lecours, Inc. be liable to any party for any direct, indirect, special or other consequential damages for any use of this website including without limitation, or on any other hyper-linked website, including without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if we are expressly advised of the possibility of such damages.

Site Operation
Ohanesian / Lecours, Inc. operates this site from its offices within the United States of America. Ohanesian / Lecours, Inc. does not represent that the information in this site is appropriate or available for use in other locations, and access from certain locations may be strictly prohibited. Those who access this site do so on their own initiative and are responsible for compliance will all applicable local laws.

Modification
Ohanesian / Lecours, Inc. reserves the right to modify the rules and regulations governing this site at any time. When modifications appear on this site, users are deemed aware and bound by any changes to these rules and regulations. Ohanesian / Lecours, Inc. reserves the right to make any improvements or changes to the content of this site at any time.

License and Reproduction
Permission is granted to print copies of portions of this Website, but not the entire website and to display and navigate around this website with a computer using HTML browser software, solely for personal use. Any commercial or public use of this Website or any portion hereof, beyond the scope of your appointment with Ohanesian / Lecours, Inc., is strictly prohibited. You must contact Ohanesian / Lecours, Inc. for specific written authorization to include a link to the Uniform Resource Locator (URL) of this Website in HTML documents, which you prepare. Except as stated herein, no portion of this Website or its contents may be reproduced, copied, altered, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of Ohanesian / Lecours, Inc.

Products Mentioned in this Site
No security or insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation, would be unlawful under the laws of the jurisdiction. Some products, product features, or underlying investment options may not be available in all states.

Communications
Communications sent to Website Via "Contact Us" Any communications or material forwarded to the "Contact Us" portion of the site via electronic mail will be treated as non-confidential and will become the property of Ohanesian / Lecours, Inc. These questions, suggestions, or comments may be used by Ohanesian / Lecours, Inc. for any purpose. You can only obtain personal account information by following the instructions stated within the password protected logon portion of this site. Use of the e-mail function available through "Contact Us" is only able to provide general information. We are unable to execute transactions or provide personal account information via email ("Contact Us").

Comments, Correspondence, Complaints
Please direct all general comments, complaints and correspondence to the attention of your representative or Wil Nicholson, Chief Compliance Officer, at Ohanesian / Lecours, Inc., 433 South Main Street, Suite 104, West Hartford, Connecticut 06110. Or you may contact us by telephone at (860) 521-4751 or (800) 525-9295.

If you should have any questions regarding these topics, please contact your investment executive. We appreciate and thank you for the opportunity to help you meet your financial goals.

Ohanesian / Lecours, Inc.
Member Financial Industry Regulatory Authority (FINRA) www.finra.org
and Securities Investor Protection Corporation (SIPC). www.sipc.org

Click Here to Return to the Ohanesian / Lecours Homepage

All information contained herein is for informational purposes only. Providing said information does not in any form - oral, written, or otherwise -
create, establish or develop any relationship between Ohanesian / Lecours, Inc. and the reader of the information on this site.
This website is best viewed with Internet Explorer.