Full Account Management
Uses all available investment vehicles (excluding commodities) to manage the portfolio. Individual securities are emphasized.  

Mutual Fund Management
An Asset Allocation approach to investing using Mutual Funds as the primary investment vehicle.  

Variable Annuity Management
A Tax Deferred Asset Allocation approach to investing using Variable Annuities
as the primary investment vehicle. 

Monitoring Agreement
A non-discretionary agreement. We make recommendations on an ongoing basis
as to Asset Allocation and which securities to buy sell or hold. 

Hourly Agreement - Specific services provided on an hourly fee for service basis. 

Retainer Agreement
Specific services provided on a flat fee for service basis. 

Mutual Fund Management (Managers Funds)
An Asset Allocation approach to investing using The Managers Funds as the primary investment vehicle. 

Mutual Fund/Variable Annuity Timing
A defensive timing approach to investing using Funds and Variable Annuities to "time out" or move to an all cash position when market conditions warrant.