For the past 30 years, his area of
responsibility is in the management of Defined Contribution
Plans and Defined Benefit Plans.
He is actively involved in the design, installation and
ongoing asset management of retirement plans.
He currently represents public and privately held
corporations throughout the East Coast.
Mr. Ohanesian employs an extensive list of rigorous
standards and practices in managing pension plans as established
by the Foundation for Fiduciary Studies.
In addition Mr. Ohanesian
advises numerous Trusts and Foundations assisting them in
establishing Investment Policy Statements and setting up
monitoring policies and practices that encompass their stated
investment objectives.
As an (AIF) Accredited Investment Fiduciary Mr. Ohanesian
is also a co-fiduciary of the plans he advises.
Prior to joining Ohanesian / Lecours, Mr. Ohanesian worked at major Wall Street
firms including Paine Webber and E.F. Hutton where he traded
institutional corporate and municipal bonds. Mr. Ohanesian is a
graduate of Kenyon College.

Ronald G. Lecours,
CFP
Ron Lecours is Sr. Vice President and partner of
Ohanesian / Lecours. He has
helped to build the investment firm where he now
manages over $100 million of retirement assets for
his clients.
Ron has come to specialize in the unique rules,
investment management, distribution, and estate
planning considerations for IRAs and other assets
for retirement income planning.
http://www.thelecoursreport.com
Mr. Lecours is a Certified Financial Planner and has
been a Board Member of the International Association
for Financial Planning and the Institute of
Certified Financial Planners. In his effort to
refine his education and training, Ron has been
designated as a Chartered Retirement Planning
Counselor, and most recently, he was named to Ed
Slott’s Elite IRA Advisor Group®, a
national network of IRA specialists. Ron is a member
of the Connecticut Chapter of The Financial Planning
Association, and The Estate and Business Planning
Council of Hartford.
He graduated from the University of Connecticut
where he majored in Psychology and he pursued a
M.Ed. from Boston College
Resume

Sandra L. Hart
Sandy Hart is a Vice President with Ohanesian /
Lecours. She is currently
responsible for managing the operational and
administrative support staff as well as
developing and implementing company policy in
these areas. She oversees the
communications and equipment technologies along
with managing the office space and its
furnishings.
She has been with the Firm since its inception
in 1989. Her role at Ohanesian / Lecours has taken her through all facets of the
business from the front desk to licensing to
payroll and benefits to operations and to
management. Prior to helping start the
Firm, Mrs. Hart worked at Paine Webber.

Clifford
B. Backes
Clifford Backes is a Principal and Senior Vice
President of Ohanesian / Lecours. Mr. Backes
has been in the investment business sine 1982. His focus is
long-term building of wealth for individual investors. He
utilizes a proprietary system of investment analysis drawing
from strict top-down fundamental analysis and his experience
as a technical analyst and stock market historian.
Prior to joining Ohanesian / Lecours in 1992,
Mr. Backes worked with First Investors Corp., Mosley
Securities and Fahnestock & Company. Mr. Backes is a
Registered Options Principal.

Clifford Jarvis
Clifford Jarvis is a Principal of Ohanesian
/ Lecours. His
responsibilities include assisting
individuals with comprehensive investment
planning and implementation.
Mr Jarvis has over 20 years investment
experience. He graduated from the University
of Hartford and earned a Masters in
Economics from the University of New
Hampshire.

Kenneth Rizzio, CLU, ChFC
Ken Rizzio is a Financial Advisor,
Chartered Life Underwriter and Chartered Financial Consultant at
Ohanesian / Lecours. Mr. Rizzio
has over 20 years of Investment and Financial Planning experience
focusing on Individual Portfolio Management, Corporate Retirement
Plans and Personal and Corporate Life Insurance. He uses Asset
Allocation Model Portfolio’s designed specifically for the clients
risk tolerance and time horizon.
Ken Rizzio has been affiliated with
Ohanesian / Lecours since 1996 while he was a
principal with Arthur A. Watson Co., Inc. He joined Ohanesian
/ Lecours full time in May 2007.
He attended Morse School of Business
in Hartford, CT, and received designations CLU and ChFC from The
American College in 1988.

Click here for a listing of our internal
registered representatives and staff
Click here for a listing of our field
office registered representatives.